🏢Business & SMB Finance

Essential financial tools for small businesses and entrepreneurs

Calculate your business break-even point. Determine how many units to sell to cover fixed and variable costs.

Forecast your business cash flow. Project revenue, costs, and ending balance over multiple months.

Calculate optimal product pricing using cost-plus method. Factor in costs, overhead, and desired profit margin.

Calculate gross margin and markup. Convert between margin and markup percentages for better pricing decisions.

Calculate invoice factoring costs and advance amounts. See effective APR and net proceeds from factoring.

Calculate true payroll costs including employer taxes and benefits. Estimate total employee expenses accurately.