Daviva logo
Daviva✓ PESAKUU CREDIT LIMITED. P.O. Box 30834 00100. G.P.O NAIROBI customer@daviva.ke…
long term
Rate
per tariff
Up to
30,000 KSh
Up to
61 days
Zenka logo
Zenka✓ Zenka Digital Limited. Phone: +254 (0) 207650878. E-mail: <a href="mailto:suppor…
long term
Rate
per tariff
Up to
30,000 KSh
Up to
180 days
Moneyhello logo
Moneyhello✓ SIA FINLEADGLOBAL…
Rate
per tariff
Up to
200,000 KSh
Up to
30 days

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How Calcix works

Calcix is a loan comparison service. We do not lend money: our job is to gather current terms from all licensed microloan companies in one place, show the real daily rate instead of advertising slogans, and give you tools - calculators, filters, comparison - so you choose consciously.

Data on amounts, terms and rates comes directly from financial companies via a partner feed and updates automatically several times a day. When a lender changes its tariff, you see it here first.

Is taking an online loan safe?

Yes, if you deal with companies licensed by the local regulator: the contract is official, data is transmitted securely and activity is regulated by law. Avoid companies demanding an upfront payment before disbursal - those are scammers.

What do I need to get a loan?

An ID, a personal tax number or equivalent, a bank card in your name and a mobile phone. Minimum age 18. No income certificates required.

Does the Calcix service cost anything?

No, it is free for you. We receive a reward from financial companies for successfully arranged loans, so you can use comparisons, calculators and filters for free.

What are the chances of refusal?

Microlenders approve most applications, but nobody guarantees approval. Improve your chances: apply to one company at a time, fill the form exactly per your ID, start with a smaller amount.