Loans without income documents - only ID and phone

Microlenders do not require salary certificates, guarantors or collateral. Scoring analyses the application form, phone activity and credit history - a decision takes 10-20 minutes.

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YourPayday USA logo
YourPayday USAYourpayday.com. 1125 E Broadway, #545 Glendale, CA 91205. Email: info@lendyou.com Phone:…
long term
Up to
5,000 $
Up to
365 days
Rate
per tariff
Vitapayday USA logo
Vitapayday USAvitapayday.com. 1001 Bayhill Drive Suite 200, San Bruno, California 94066. Email: <a …
long term
Up to
1,000 $
Up to
365 days
Rate
per tariff
Paydaymark USA logo
Paydaymark USApaydaymark.com. 1001 Bayhill Drive Suite 200, San Bruno, California 94066. Email: <a …
long term
Up to
1,000 $
Up to
365 days
Rate
per tariff
Itsfunded USA logo
Itsfunded USACustomer Acquisition LLC, Springates Building, Lower Government Road, Charlestown, Nevis…
long term
Up to
5,000 $
Up to
365 days
Rate
per tariff
247fastfunds USA logo
247fastfunds USACompany name: Customer Acquisition LLC…
long term
Up to
5,000 $
Up to
365 days
Rate
per tariff
Fastmoneysource USA logo
Fastmoneysource USAONLINELOANNETWORK.COM. Phone number: 888-718-9134…
long term
Up to
50,000 $
Up to
365 days
Rate
per tariff
Honestloans USA logo
Honestloans USAPhone: 559-453-0005…
long term
Up to
50,000 $
Up to
365 days
Rate
per tariff
Wizzay USA logo
Wizzay USAWizzay.com…
long term
Up to
5,000 $
Up to
365 days
Rate
per tariff

Loan picks for your goal

online loan

loan without denial

first loan at 0%

loan with bad credit history

24/7 loan

fast loan online

business loan

FAQ

Is taking an online loan safe?

Yes, if you deal with companies licensed by the local regulator: the contract is official, data is transmitted securely and activity is regulated by law. Avoid companies demanding an upfront payment before disbursal - those are scammers.

What do I need to get a loan?

An ID, a personal tax number or equivalent, a bank card in your name and a mobile phone. Minimum age 18. No income certificates required.

Does the Calcix service cost anything?

No, it is free for you. We receive a reward from financial companies for successfully arranged loans, so you can use comparisons, calculators and filters for free.

What are the chances of refusal?

Microlenders approve most applications, but nobody guarantees approval. Improve your chances: apply to one company at a time, fill the form exactly per your ID, start with a smaller amount.