Loans with bad credit history - who really lends

Microlenders treat credit history more leniently than banks: what really matters is open delinquencies and court debts. If past delays are settled, approval chances remain high.

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Cashspace logo
CashspaceCashspace.ph is a brand of the company Fininity Ltd (registration number: 14523902, addr…
long termPumili ng alok
Up to
25,000 ₱
Up to
60 days
Rate
0,10%/
Loanonline logo
Loanonline<a href="http://www.LoanOnline.ph">www.LoanOnline.ph</a> support@l…
long term100% online
Up to
25,000 ₱
Up to
365 days
Rate
1,00%/
Kviku logo
KvikuKviku Lending Co. INC.…
long term100% online
Up to
25,000 ₱
Up to
180 days
Rate
0,10%/
Honeyloan logo
HoneyloanSEC Registration No. 2021030009095-02 Certificate of Authority N o. 3472. 20th Floor The…
long term100% online
Up to
30,000 ₱
Up to
365 days
Rate
0,10%/
Zaimoo logo
ZaimooDensure LLC, 08217974…
Up to
50,000 ₱
Up to
0 days
Rate
per tariff
PitaCash logo
PitaCashPitaCash is owned by Finance Technologies Inc. registered in Security Exchange Commissio…
0% first loanQuality cash loans
Up to
25,000 ₱
Up to
30 days
Rate
from 0.01%/day
MoneyCat logo
MoneyCatMoneyCat Financing Inc. Address: Unit 1701 Tycoon bldg Pearl Drive st. Brgy San Antonio …
0% first loanlong termUp-to PHP 20,000
Up to
20,000 ₱
Up to
180 days
Rate
from 0.01%/day
Creditify logo
CreditifyCreditify, info@creditify.ph…
0% first loanSimple and Fast
Up to
25,000 ₱
Up to
30 days
Rate
from 0.01%/day
Finbro logo
FinbroSofi Lending Inc.…
Easy and fast service!
Up to
50,000 ₱
Up to
30 days
Rate
0,50%/
Finpug logo
FinpugLivornica AM LLC, Republic of Armenia. info@finpug.com.…
0% first loan0.01% interest rate
Up to
25,000 ₱
Up to
30 days
Rate
from 0.01%/day
Binixo logo
BinixoInfinsacom Kft.…
0% first loanlong termat 0.01% in 15 minutes
Up to
25,000 ₱
Up to
365 days
Rate
from 0.01%/day
Crezu logo
CrezuCrezu.ph is a brand of the company Fininity Ltd (registration number: 14523902, address:…
long term14 minutes approval rate
Up to
25,000 ₱
Up to
60 days
Rate
0,10%/
Peroloan logo
PeroloanThe Jeff Application (hereinafter referred to as the App) is operated by SIA JEFF, regis…
long termLow interest rate
Up to
25,000 ₱
Up to
90 days
Rate
0,50%/
Finance Solutions logo
Finance Solutions
long term
Up to
50,000 ₱
Up to
365 days
Rate
per tariff

Loan picks for your goal

online loan

loan without denial

first loan at 0%

24/7 loan

loan without documents

fast loan online

business loan

FAQ

Is taking an online loan safe?

Yes, if you deal with companies licensed by the local regulator: the contract is official, data is transmitted securely and activity is regulated by law. Avoid companies demanding an upfront payment before disbursal - those are scammers.

What do I need to get a loan?

An ID, a personal tax number or equivalent, a bank card in your name and a mobile phone. Minimum age 18. No income certificates required.

Does the Calcix service cost anything?

No, it is free for you. We receive a reward from financial companies for successfully arranged loans, so you can use comparisons, calculators and filters for free.

What are the chances of refusal?

Microlenders approve most applications, but nobody guarantees approval. Improve your chances: apply to one company at a time, fill the form exactly per your ID, start with a smaller amount.