Loans without income documents - only ID and phone

Microlenders do not require salary certificates, guarantors or collateral. Scoring analyses the application form, phone activity and credit history - a decision takes 10-20 minutes.

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Cashspace logo
Cashspace✓ Cashspace.ph is a brand of the company Fininity Ltd (registration number: 14523902, addr…
long termPumili ng alok
Rate
0,10%/
Up to
25,000 ₱
Up to
60 days
Loanonline logo
Loanonline✓ <a href="http://www.LoanOnline.ph">www.LoanOnline.ph</a> support@l…
long term100% online
Rate
1,00%/
Up to
25,000 ₱
Up to
365 days
Kviku logo
Kviku✓ Kviku Lending Co. INC.…
long term100% online
Rate
0,10%/
Up to
25,000 ₱
Up to
180 days
Honeyloan logo
Honeyloan✓ SEC Registration No. 2021030009095-02 Certificate of Authority N o. 3472. 20th Floor The…
long term100% online
Rate
0,10%/
Up to
30,000 ₱
Up to
365 days
Zaimoo logo
Zaimoo✓ Densure LLC, 08217974…
Rate
per tariff
Up to
50,000 ₱
Up to
0 days
PitaCash logo
PitaCash✓ PitaCash is owned by Finance Technologies Inc. registered in Security Exchange Commissio…
0% first loan
Rate
from 0.01%/day
Up to
25,000 ₱
Up to
30 days
MoneyCat logo
MoneyCat✓ MoneyCat Financing Inc. Address: Unit 1701 Tycoon bldg Pearl Drive st. Brgy San Antonio …
0% first loanlong term
Rate
from 0.01%/day
Up to
20,000 ₱
Up to
180 days
Creditify logo
Creditify✓ Creditify, info@creditify.ph…
0% first loan
Rate
from 0.01%/day
Up to
25,000 ₱
Up to
30 days
Finbro logo
Finbro✓ Sofi Lending Inc.…
Easy and fast service!
Rate
0,50%/
Up to
50,000 ₱
Up to
30 days
Finpug logo
Finpug✓ Livornica AM LLC, Republic of Armenia. info@finpug.com.…
0% first loan
Rate
from 0.01%/day
Up to
25,000 ₱
Up to
30 days
Binixo logo
Binixo✓ Infinsacom Kft.…
0% first loanlong term
Rate
from 0.01%/day
Up to
25,000 ₱
Up to
365 days
Crezu logo
Crezu✓ Crezu.ph is a brand of the company Fininity Ltd (registration number: 14523902, address:…
long term14 minutes approval rate
Rate
0,10%/
Up to
25,000 ₱
Up to
60 days
Peroloan logo
Peroloan✓ The Jeff Application (hereinafter referred to as the App) is operated by SIA JEFF, regis…
long termLow interest rate
Rate
0,50%/
Up to
25,000 ₱
Up to
90 days
Finance Solutions logo
Finance Solutions✓ …
long term
Rate
per tariff
Up to
50,000 ₱
Up to
365 days

Loan picks for your goal

online loan

loan without denial

first loan at 0%

loan with bad credit history

24/7 loan

fast loan online

business loan

FAQ

Is taking an online loan safe?

Yes, if you deal with companies licensed by the local regulator: the contract is official, data is transmitted securely and activity is regulated by law. Avoid companies demanding an upfront payment before disbursal - those are scammers.

What do I need to get a loan?

An ID, a personal tax number or equivalent, a bank card in your name and a mobile phone. Minimum age 18. No income certificates required.

Does the Calcix service cost anything?

No, it is free for you. We receive a reward from financial companies for successfully arranged loans, so you can use comparisons, calculators and filters for free.

What are the chances of refusal?

Microlenders approve most applications, but nobody guarantees approval. Improve your chances: apply to one company at a time, fill the form exactly per your ID, start with a smaller amount.